Easing the Pain and Increasing the Profitability
of Corporate ERP-To-Bank Integrations

Volatile market conditions have placed ongoing challenges on businesses of all shapes and sizes, from the largest of commercial banks to the smallest of businesses. Banks are looking for ways to attract new customers while at the same time nurturing and securing relationships with existing customers. And businesses today are more selective when choosing their commercial bank, looking for a bank that understands their particular needs and provides services that will help them prosper and grow.

Automating the Financial Supply Chain

Automation of treasury management functionality is an area that presents significant opportunities for both banks and their corporate clients.

  • Many businesses consider automation of payables, receivables, bank account reconciliations and invoice matching activities to be “mission critical” as a result of the substantial cost savings and operational efficiencies that can be achieved.
  • As banking customers migrate to electronic transactions, banks also experience similar benefits of automation while driving transaction volume towards high-growth / low-cost revenue streams.

Barriers to Automation

A corporate ERP-to-bank integration is required in order to achieve these benefits of automation. However, there are a number of obstacles that must be overcome.

  • For businesses, a corporate ERP-to-bank integration can be a lengthy and expensive proposition. With limited budgets and limited IT resources, a business may be unwilling or unable to take on this type of high risk project.
  • For banks, it is in their best interest to assist with customer ERP integrations, as tightly integrated customers are less likely to switch banks. However, the cost and complexities of supporting one-off customer ERP integrations is prohibitive.

Introducing BankON™

BankON is the turnkey solution that eliminates these barriers to automation, standardizing the integration process in a cost-effective manner and providing the framework for businesses to automate their treasury management activities.

Read more to find out why more and more banks are turning to BankON to address their corporate ERP-to-bank integration needs.


Modules


Core Modules
The core BankON modules include Payables, Receivables and Cash Management for auto-reconciliation of bank account statements.

  • Accounts Payable
    • Extracts payment information from corporate ERP systems and sends encrypted files to bank in required format for processing
    • Validates payment data against business rules and enriches data as needed
    • Flags errors in payment files prior to sending to bank
    • Supports:
      • Multiple payment types:  Check, ACH, Wire, etc.
      • ISO and SWIFT standards and CSV formats
      • Multi-currencies, multi-languages and multi-byte characters
  • Accounts Receivable
    • Takes receipts files from bank and imports data into ERP system
    • Processes Inbound Receipts including Lockbox, ACH hand Wire
    • Processes Inbound Direct Debit Mandates and Outbound Direct Debit Initiations, Authorizations and Mandate Cancellati8ons
    • Sends alerts for aging invoices, unidentified or unapplied receipts and customer payments
  • Cash Management
    • Takes bank account statement files from bank and imports data into ERP system
    • Supports Prior Day statements for automated bank account reconciliations
    • Supports Intra-Day statements for cash positioning and reporting

 

Additional BankON Modules

  • Accounts Receivable Matching Engine
    • Matches incoming receipts to open invoices in corporate ERP system
    • Identifies potential matches for corporate users based on series of algorithms
    • Builds intelligence for increased efficiencies in future matches
    • Dramatically improves productivity around invoice matching process
  • Payee Portal
    • Provides online tool to enhance trading partner participation in Electronic Data Interchanges (EDI) initiative
    • Eliminates re-keying of vendor / supplier data, reducing data entry errors while condensing timeline for conversion to EDI
    • Offers ease of use for one-off data entry or mass upload of files

Architecture



Key Highlights of BankON Architecture:

  • Is unique in its ability to pull data from and push data to corporate ERP systems
  • Integrates any ERP system with any bank with no customization to ERP
  • Leverages Service-Oriented Architecture (SOA) design principles
  • Includes data validation rules with flexible business rules engine
  • Easily addresses existing ERP customizations through use of BankON Flexi Fields
  • Installs within days and is ready for testing within a week
  • Supports online and batch mode data transmission
  • Offers choice of Oracle Red Stack or Open Source Platform
  • Requires minimal additional hardware

Product Line Matrix


ERP System

BankON Version

Components

Oracle E-Business Suite

BankON OnPremise 2.0 for Oracle E-Business Suite R12.1

  • Oracle Database 11g
  • Oracle WebLogic 11g
  • Oracle SOA Suite 11g

 

 

BankON Open Source 1.9 for Oracle E-Business Suite R12.1

  • GlassFish/OpenESB 2.2
  • Drools 5.0
  • MySQL 5.1

 

 

BankON OnPremise 2.0 for Oracle E-Business Suite R11.5.10

  • Oracle Database 11g
  • Oracle WebLogic 11g
  • Oracle SOA Suite 11g

 

 

BankON Open Source 1.9 for Oracle E-Business Suite R11.5.10

  • GlassFish/OpenESB 2.2
  • Drools 5.0
  • MySQL 5.1

 

 

 

 

Oracle’s JD Edwards EnterpriseOne

BankON OnPremise 2.0 for Oracle’s JD Edwards Enterprise One 8.12

  • Oracle Database 11g
  • Oracle WebLogic 11g
  • Oracle SOA Suite 11g

 

 

BankON Open Source 1.9 for Oracle’s JD Edwards Enterprise 8.12

  • GlassFish/OpenESB 2.2
  • Drools 5.0
  • MySQL 5.1

 

 

 

 

Oracle’s PeopleSoft Enterprise

BankON OnPremise 2.0 for Oracle’s PeopleSoft Enterprise 8.9

  • Oracle Database 11g
  • Oracle WebLogic 11g
  • Oracle SOA Suite 11g

 

 

BankON Open Source 1.9 for Oracle’s PeopleSoft Enterprise 8.9

  • GlassFish/OpenESB 2.2
  • Drools 5.0
  • MySQL 5.1

 

In The News


December, 2010
Sierra Atlantic Tackles ERP Integration
Sierra Atlantic was named by Bank Technology News as one of the Top 10 Technology Companies to Watch by Bank Technology News as a result of BankON corporate ERP-to-bank integration capabilities.

November, 2010
Standard Chartered Announces Straight-Through Reconciliation for Oracle’s JD Edwards EnterpriseOne and Oracle’s PeopleSoft Enterprise  powered by Sierra Atlantic's BankON™ OnPremise 2.0
Straight2Bank Access for PeopleSoft Enterprise automates payroll processing for clients running PeopleSoft Enterprise 8.9. Both products are powered by Sierra Atlantic's BankON™ OnPremise 2.0.

October, 2010
Standard Chartered Announces Straight Through Reconciliation for Oracle E-Business Suite powered by Sierra Atlantic's BankON™ OnPremise 2.0
Standard Chartered’s Straight2Bank Access for the Oracle E-Business Suite is powered by Sierra Atlantic's BankON™ OnPremise 2.0.

October, 2010
Oracle, Fundtech and Sierra Atlantic Collaborate to Announce Seamless STP™
End-to-End Payments System Integrates Corporate ERP With Bank Clearing and Settlement

September, 2010
Sierra Atlantic's BankON(TM) OnPremise Achieves Oracle Validated Integration with Oracle E-Business Suite 12.1; BankON OnPremise Powers Standard Chartered Bank's Straight2Bank Access for the Oracle E-Business Suite
BankON OnPremise and Straight2Bank Access for Oracle E-Business Suite Can Help Eliminate the Need for Customized Corporate ERP-to-Bank Integration

April, 2010
Sierra Atlantic Announces BankON™ Solution for Banking and Financial Services
Increases Profitability, Eases the Pain of Corporate ERP-to-Bank Payment Processing

Have a question? Need help finding something? Just Ask! We'd love to help you.